$10,000 Builder Incentive Avital Homes

*This limited-time, limited-quantity offer applies only to a pre-set number of qualifying homes. Offer is valid on accepted full-price purchase agreements with a closing date on or before September 2nd, 2025. Mortgage financing must be obtained through the Jim Alderman Team at Community America Credit Union (CACU). All loans are subject to credit approval and qualification requirements. Offer is available to well-qualified buyers who meet all loan eligibility criteria, including minimum loan amount requirements. To qualify for the shown “As Low As” interest rate, Buyers may be required to pay rate buy-down point(s). “No-points” higher rate options are available. Rates are subject to change.  Contact the Jim Alderman Team / CACU for full details.  This promotion cannot be combined with any other offers and is subject to change or withdrawal without notice. Other restrictions may apply.

Must qualify with Jim Alderman at Community America. Offer valid on accepted full-price offers with a close date of on/before September 2nd, 2025.

At Avital Homes, we understand that finding the perfect home goes beyond just the ideal location and design. It’s also about making sure your new home is affordable and attainable. That’s why we’re thrilled to introduce our 5/1- ARM Rate Buydown Program in partnership with Jim Alderman Team at Community America Credit Union, designed to help you secure your dream home with a mortgage rate as low as *5.625%!

What is a 5/1 ARM Rate Buydown?

A 5/1 Adjustable Rate Mortgage (ARM) starts with a fixed interest rate for the first five years, providing you with stability and predictability. After the initial five-year period, the rate adjusts annually based on current market conditions. Our Rate Buydown Program allows qualified buyers to lower their initial mortgage rate, making your new home even more affordable.

Why Choose Our Rate Buydown Program?

  • Lower Initial Monthly Payments: With a lower interest rate, your monthly mortgage payment are more manageable.
  • Increased Buying Power: Stretch your budget further and consider homes that might have been out of reach with a higher interest rate.
  • Peace of Mind: Enjoy the first five years with a stable and predictable mortgage payment, saving you thousands!

Available on Select Quick Move-In Homes

Our 5/1 ARM Rate Buydown Program is available only on select Quick Move-In (QMI) inventory homes. These homes are move-in ready, allowing you to settle into your new home sooner and start enjoying all the benefits of your new community.

How to Qualify

  • Accepted Contract by 1/15/2025 with closing by 2/15/2025: Find your Dream Home and ensure your contract is accepted and closed by February 15th, 2025
  • Mortgage Financing through Jim Alderman Team with Community America Credit Union (CACU): Financing must be secured through our preferred lender. Apply today with Jim Alderman with CACU to get pre-qualified! www.jimaldermanhomeloans.com
  • Credit Approval and Qualification: All loans are subject to credit approval and qualification requirements.

Take the Next Step Towards Homeownership

Don’t miss out on this limited-time offer to make your dream home more attainable. Contact us today to learn more about our 5/1 ARM Rate Buydown Program and to explore our available Quick Move-In inventory homes. Our team is here to guide you through every step of the process and help you find the perfect home for you and your family.

Homes That Qualify For The Promotion

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If you’re considering building a new home or exploring available Quick Move-in homes, we invite you to visit Avital Homes to learn more about our communities, floor plans, and the exciting opportunities. Let us help you find the perfect home!

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Receive up-to $20,000 in Builder & Lender combined credits to use toward Buyer choice — ex. closing costs, approved upgrades, rate buy-down, or combination thereof. On full price non-contingent offers accepted by 12/31/2025. Up to $1,000 credit is a Lender Credit, and up to $19,000 as a Builder Credit to be reflected on the settlement statement. Limited time offer available on specific and limited inventory homes. Mortgage financing must be through Jim Alderman Team with Community America Credit Union (CACU). ALL LOANS ARE SUBJECT TO CREDIT APPROVAL and QUALIFICATION REQUIREMENTS. Must close within 30-days of accepted offer. Builder may reflect the promo on select inventory home(s) as price improvement via the price summary, in lieu of other presented options. Promo is subject to change without notice and expires on 12/31/2025. Can not be combined with any other offers.

*Mortgage financing must be obtained through the Jim Alderman Team at Community America Credit Union (CACU). All loans are subject to credit approval and program qualification requirements. Offer is available to well-qualified buyers who meet all program and loan eligibility criteria, including minimum loan amount requirements. Rates are subject to change.  Contact the Jim Alderman Team / CACU for full details. This promotion cannot be combined with any other offers, except for Builder rate-buydown offer (*if available), and is subject to change or withdrawal without notice. Other restrictions may apply. Must close on or before 9/30/25 to qualify. 

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