financing

Financing made simple

Avital Homes partnered with a trusted lender, Community America Credit Union, a well-regarded authority in the mortgage sector, to streamline the financing process. Our goal is to support you comprehensively with your mortgage needs, ensuring a smooth and worry-free experience.

Questions?

No! At Avital Homes, we work with preferred lenders that offer loan programs with as little as 10%, 5%, 3% or even 0% down for qualified applicants.

Absolutely nothing! Our preferred lenders offer you a no-cost no-obligation pre-approval, allowing you to embrace your new home journey with confidence.

Our preferred lenders are efficient and ready to assist you with all of your mortgage needs. In as few as 15 minutes, our preferred lenders have the ability to pre-qualify you for a loan.  It’s that simple.

YES! Our preferred lenders are proud to offer our clients extended rate locks as well as standard lock programs. This ensures you feel as comfortable as possible with the financing as you build your new home. 

Contact one of our expert mortgage advisors

Jim Alderman

Community America Credit Union

Sr. Mortgage Advisor

  • Competitive Mortgage Rates
  • Long term rate locks
  • Profit payout on loans for members
  • Locally serviced
  • Avital Homes clients receive a $1,000 Lender Credit*

NMLS # 407543
913-226-5626 office
jalderman@cacu.com

* subject to qualification and program requirements.

How estimated monthly payment is calculated?

Use the mortgage calculator to help you understand how much home you may be able to afford

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Estimated Monthly Payment
Excludes Homeowners and Mortage Insurance
Send this estimated calculation to your inbox:

THIS IS NOT AN OFFER FOR A LOAN. Avital Homes, LLC is not a lender and does not offer financing. The calculator and any related information provide an example of mortgage payments calculated for general informational and educational purposes only, are based on the above sample data points and cannot be used to determine loan terms or costs for any actual mortgage loan. The sample calculation does not include estimates for closing costs, mortgage insurance or homeowner’s insurance. Please contact a mortgage lender of your choosing for loan products that may be available to you and for an actual loan estimate that includes available rates, terms, costs and fees. 

The source of sample interest rates prepopulated in the calculator above is Mortgage News Daily. The sample interest rates are based on recent estimates in the market as of July 7, 2026 and may not be an accurate representation of actually available market interest rates. Property Taxes and Homeowners' Association Fees are estimates.

This calculator and related information should not be construed as financial, legal, or tax advice, or as a commitment to lend. Please consult your own advisor. The calculator and related information are provided “AS-IS” AND WITHOUT REPRESENTATION OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED and without legal obligation on Avital Homes, LLC, including any duty to update or correct information herein.

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Limited-time offer available only on select builder-designated Avital Homes inventory. Qualified buyers may receive up to $17,760 in total incentives, consisting of up to $16,760 Builder credit and up to $1,000 lender credit through the Jim Alderman Team at Community America Credit Union (CACU). Incentive may be applied toward closing costs, interest rate buydown, approved upgrades, purchase price reduction, or a combination thereof, subject to lender guidelines and builder approval. Buyer must enter into a fully executed, non-contingent purchase agreement at full list price on or before July 31, 2026, with a closing date within 30 days of contract execution. Financing through the Jim Alderman Team at CACU is required to qualify. Incentive has no cash value, is non-transferable, and may not be combined with any other promotion, discount, or offer. Offer is subject to loan approval, availability, and may be modified, suspended, or withdrawn at any time without prior notice. Additional restrictions may apply.

Avital Homes will make a $250 charitable donation on behalf of each eligible buyer transaction to the buyer’s choice of one of the following organizations: Boys & Girls Clubs of Kansas City, Wayside Waifs, or Drumm Farm Center for Children. Donations are not payable to buyers and have no cash value. All qualifying donations will be aggregated and distributed by Builder following the expiration of the promotion and after the closing of all eligible transactions associated with the promotion. Builder reserves the right to substitute a designated charitable organization of similar purpose if necessary.

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