Home for the Holidays
- Offer ends December 31, 2026
- Homes Eligible for the Promotion: Homes marked as "Ready in 30 Days" or Move-in-Ready"
Home for the Holidays: We Bring the Gifts. You Bring the Down Payment!
A Rate as Low as 5.875% PLUS Up to $5,000 Toward Closing Costs!*
The best gifts aren't always found under the tree. Sometimes, they come with a front door, a brand-new kitchen, and a place to make memories for years to come.
This holiday season, Avital Homes is making it easier to turn your dream of homeownership into reality with our November–December Year-End Homebuying Incentive!
For a limited time, qualified buyers purchasing an eligible Avital home can enjoy two incredible benefits:
- A mortgage rate as low as 5.875%* on a 7/1 ARM, fixed for the first seven years.
- Up to $5,000 toward eligible closing costs, helping reduce the cash needed at closing.
We're helping lower your monthly payments AND reduce your upfront expenses!
And here's the best part: When the available credits fully cover your eligible closing costs, your down payment could be all you need, depending on your specific loan requirements and any additional expenses.
We bring the gifts. You bring the down payment!
Two Ways to Save on Your New Home
1. A Lower Mortgage Rate, Fixed for Seven Years
Avital Homes will contribute up to two mortgage discount points toward helping well-qualified buyers obtain an initial interest rate as low as 5.875%* on a 7/1 adjustable-rate mortgage (ARM).
What does that mean for you?
A lower mortgage rate can help reduce your monthly principal-and-interest payments, giving you more flexibility in your household budget.
And with a 7/1 ARM, your initial rate is fixed for the first seven years. After that, the rate may adjust annually according to the terms of your loan.
That's seven years of initial rate stability while you settle into your new home and make it your own.
2. Closing Costs? We've Got Up to $5,000 Covered!
A lower monthly payment is only part of the gift.
We're also helping qualified buyers reduce the upfront costs of purchasing a brand-new Avital home.
Through this special year-end promotion, eligible buyers can receive up to $5,000 toward eligible closing costs, including:
- Up to $4,000 from Avital Homes
- Up to $1,000 in lender credits from Community America Credit Union (CACU)
That means less money spent on eligible closing expenses and potentially more money left in your savings for furniture, moving expenses, or settling into your new home.
Your down payment could be all you need!
If your eligible closing costs are fully covered by the available credits, you may only need your down payment and any other required expenses. The Jim Alderman Team can help you determine your actual cash needed to close.
A Brand-New Home for a Brand-New Chapter
There's something special about starting the new year in a home that's truly yours.
Fresh spaces. Modern designs. Energy-efficient features. And the peace of mind that comes with owning a brand-new home built for the way you live today.
Whether you're purchasing your first home, looking for more space, or simply ready for something new, Avital Homes offers thoughtfully designed homes throughout the Kansas City metro.
And with select move-in-ready and near-completion homes available, your next chapter could be closer than you think.
Why wait for the perfect time when the opportunity is here?
How to Take Advantage of Our Year-End Incentive
Getting started is simple!
Step 1: Find Your New Avital Home
Explore our available new construction homes and discover the one that fits your lifestyle. Promotional incentives apply to eligible properties only.
Step 2: Connect With Our Preferred Lending Team
Speak with the Jim Alderman Team at Community America Credit Union to review your financing options, confirm eligibility, and see how the special rate and closing-cost credits could work for you.
Step 3: Make Your Move Before December 31
Enter into an accepted, full-price, non-contingent purchase agreement on an eligible home with a 30-day closing date during the promotional period.
Then start planning all the memories you'll make in your new Avital home!
The Year Is Ending. Your New Beginning Is Waiting.
The holidays are about making memories, spending time together, and celebrating what matters most.
And there's no better place to do that than a home you love.
With an initial mortgage rate as low as 5.875% AND up to $5,000 toward eligible closing costs*, Avital Homes is giving qualified buyers two great reasons to make their move before the year ends.
We Bring the Gifts. You Bring the Down Payment!
Don't let this limited-time opportunity pass you by.
Offer Ends December 31, 2026.
Explore Homes Eligible for This Promotion
Browse our available homes below and discover where your next chapter begins.
Limited-time offer. Expires 12/31/2026. Available on eligible homes with a full-price, non-contingent purchase agreement and a 30-day closing date. Mortgage financing must be obtained through the Jim Alderman Team at Community America Credit Union (CACU). The advertised 5.875% rate is available to well-qualified buyers on a 7/1 adjustable-rate mortgage (ARM). All loans are subject to credit approval and qualification requirements, including minimum loan amount requirements.
To help eligible buyers obtain the advertised rate, Builder will contribute up to two discount points toward the rate buydown. In addition, eligible buyers may receive up to $5,000 toward closing costs, consisting of up to $4,000 from Builder after a $1,000 lender credit from CACU. Credits have no cash value and cannot be applied to any other costs. Rates, terms, eligible homes, and program details are subject to change without notice. This promotion cannot be combined with other offers. Other restrictions may apply. Contact the Jim Alderman Team at CACU for full loan terms and details. NMLS ID #407543.
